Smart Solutions for Everyone

Whether you are a retailer, distributor, individual or self help group, we have smart solutions for everyone.


Join over 100,000 retailers. Earn more than ₹ 25,000 per month. No working capital required

Use our digital suite of products to upgrade your store and manage your credits, customers and payments better. Offer our assisted financial and digital commerce services to increase your income. Be the trusted banker in your area.

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Retail Categories:

  • Kirana Shop
  • Restaurant
  • Medical Shop
  • Fertilizer Shop
  • Apparel Shop
  • Tailoring Shop
  • Mobile Recharge Centre
  • Insurance Agency
  • Hardware Store
  • Travel Agency

Earn more than ₹50,000 per month

Make more out of your distribution business. Onboard your network to offer vishwast pay services and earn more than 18% per month on the money invested. No physical stock. No expenditure in store space, staff or physical transfer of goods. Every time a retailer in your network services a financial transaction, both of you make money. It is as simple as that.

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Distributor Categories:

  • Telecom
  • Pharma
  • Medical Shop
  • Retail
  • Computer Shop and many more

Opportunity to Create Own Brand in the Industry!

App pay bring to you one of a kind business model wherein you can have your own fintech portal with all the services and features developed for your brand.

Advantages of App Pay Whitelable Platform :

Design & Development

Our expert team takes very minimal time in developing your own portal with your domain and logo.

Portal Management

A comprehensive backoffice to manage all day to day operations like creating users, setting deals, managing communication etc.

Android Application

Your own android application hosted in play store through which users can do transactions on the go.

Daily Reports

Well-equipped back office which generates all the required reports at the click of a button.

Corporate Mail IDs

Impactful communication with your retailers and distributors through corporate mail ID of your domain.

Marketing Support

Marketing material for promotion of your brand in the market. A well designed corporate kit of your brand.

API Partner

We use the same APIs here at App Pay ! Every API call is secured with one-time-use tokens generated using asymmetric cryptography. Our open-source libraries make it extremely easy & error-proof

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Join over 1,00,000 distributors. Earn more than ₹ 50,000 per month

Made For Everyone :

  • Developer
  • Fintech
  • Fi’s
  • Connected Banking

Enterprise Partner

App Pay Develop Complete Solution for Fintech / FIs to run financial inclusion business in single platform.

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Offer digital native, modern banking products by using App Pay’s Enterprise Platform

Platform features and benefits:

  • Built using modern tech ground up
  • Cloud-native with lower TCO
  • Simplistic pricing model
  • Embeddable banking
  • Open banking ready
  • Open banking ready