Core Banking Solution Offerings

  • Reliable, versatile and secure hardware set-up
  • Customer-driven answer for empowering strategically pitching.
  • Data Centre and Disaster Retrieval Centre
  • Daily and occasional tasks
  • Report generation and dispersion
  • Application upkeep/support
  • Assured uptime for application and administrations
  • Service level understanding

Interfaces and services

NFS (National Financial Switch Integration)
The Financial Switch drives all the business standard front-end devices, for example, ATMs, Point of Sale (POS) for the handling of Debit, Credit and Smart cards, cash-in frameworks, and gives transaction approval by interfacing with Core Banking frameworks of various banks, interchanges and co-networks



Ayanna payment solution has enabled banks to provide optimum services to their customers via NEFT / RTGS Transactions on the go. Using both the functionalities, banks can provide their customers with a facility to carryout NEFT / RTGS transactions using our e-Banker CBS Application.

Immediate Payment Service (IMPS)

The banking domain has witnessed a vast expansion throughout the country due to the ever-increasing rate of Technological Advancements and increasing customer expectations. To satisfy the growing needs of the updated customer, a significant rise in the number of channels have been introduced. Instant Payment Transfer through IMPS is one of the latest channel.

  • As soon as transfer is initiated, funds are transmitted instantly.
  • Irrespective of the geographical location, IMPS transfers fund electronically from one person to the beneficiary via a mobile number and / or an account number.
  • IMPS transfers can be executed via mobile phones irrespective of Geographical locations.
  • IMPS is available 24x7 inclusive of weekends and holidays.
  • Transferring funds becomes a simple process. Only the identifier and mobile number of beneficiary is required.
  • Registered clients participation only
UPI Unified Payment Interface

Ayanna Payment Solution offers a solution for the Unified Payment Interface ( UPI ) stage inclusive of an API interface with NPCI and an extensive portable interface for the customers. supports an adaptable architecture and has been created remembering the present security challenges.

NACH (National Automated Clearing House)

National Automated Clearing House (NACH) is a perfect solution to enable interbank, high volume, electronic exchanges which are the same throughout and repetitive. NACH System can be utilized for making mass transactions towards the delivery of subsidies, dividends, interest, salary, p ension and so forth and furthermore for mass transactions towards the collection of installments/payments relating to phone, power, water, credits, interests in shared assets, insurance premium and so on.



Aap Pay e-KYC serves clients to open a bank account online based on Aadhar card. This facility reduces process time for banks and clients. It also requires less documentation for customers and insurance companies.


It is a centralized repository of KYC records of clients in banking sector with standard KYC norms and inter-usability of the KYC records to lessen the liability of producing KYC documents and getting those confirmed/verified every time when the client creates a new relationship with banks.

CIBIL Software offers a complete solution for the essential processing of all operations in a financial organization. App Pay interfaces with third parties APIs like CIBIL to integrate and get real-time access. Banks get a credit report and CIBIL Score of applicants.


Nidhi Aap Pay Core Banking solution is specially designed software to simplify Nidhi company’s administrative, daily transaction and financial management task end-to-end integrated software to improve the performance of Nidhi and other small banking companies. We are top rated Nidhi Company Software provider in India. Our Nidhi Software helps you focus on your business by speeding up your work and reduces the hours needed to perform time-intensive management and organizational responsibilities, improving effectiveness and driving out cost and increasing profitability